Summit State Bank is committed to providing a superior customer service experience. As Sonoma County's top rated bank... More...

BANK LOCAL WITH SONOMA COUNTY’S TOP RATED BANK

Summit State Bank is Sonoma County's Top Rated Bank, with the highest Bauer Financial rating of all Sonoma County-based banks.

DEFINING COMMUNITY BANKING

As a community bank that is dedicated to serving Sonoma County, Summit State Bank is more than just your bank, we are your partner. We support our customers by buying their products and using their services whenever possible. We believe that by banking locally, you are making a difference in our community’s economy. Just by banking at a Sonoma County-based bank, you are helping fund local loans, provide local jobs and even supporting local nonprofits that provide life-changing services in our community.

In addition to our consistently strong financial stability, our responsive, knowledgeable and friendly staff will change the way you look at what your bank can really do for you. Our Summit Way Service Standards outline our unwavering commitment to the exceptional service our customers receive.

BASIC FDIC INSURANCE COVERAGE PERMANENTLY INCREASED TO $250,000 PER DEPOSITOR

On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The standard maximum insurance amount of $100,000 had been temporarily raised to $250,000 until December 31, 2013. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category.

The temporary increase from $100,000 to $250,000 was effective from October 3, 2008, through December 31, 2010. On May 20, 2009, the temporary increase was extended through December 31, 2013. With this permanent increase of deposit insurance coverage to $250,000, depositors with CDs above $100,000 but below $250,000 will no longer have to worry about losing coverage on those CDs maturing beyond 2013.

For questions about how this increase in coverage affects you, please call or visit your branch manager or read the FDIC's Press Release.

FDIC'S TRANSACTION ACCOUNT GUARANTEE PROGRAM

Summit State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Learn more…