Frequently Asked Questions

  Am I eligible for ezDeposit?
  • You must have good credit and a history of managing your bank account responsibly. For consumers, you must have our eChecking deposit account.


  • How do I sign up?
  • You must sign up in person at one of our five Summit State Bank branches.


  • What kind of smartphone or scanner works with ezDeposit?
  • You can make deposits using your iPhone or Android smartphones.
  • Two types of scanners can be used with ezDeposit. Most home and office flatbed scanners are supported. Businesses with high check volumes may prefer to use a scanner that can process multiple checks at a time. The Bank can provide you with this type of scanner for a fee.


  • How does ezDeposit work?

    For mobile users
  • Download the App from your phone vendor’s App Store.
  • Login to ezDeposit.
  • Endorse the back of your check “For deposit only” and sign your name.
  • Follow the simple prompts to scan the front and back of your check. There is no need to use a deposit slip.
  • Review the check image to be sure it is clear and submit your deposit. You will receive an on-screen acknowledgement when your deposit is received by the Bank. You will also receive an email notification.
  • You will receive a second email notification when your deposit has been processed by the Bank.
  • Once you have received the email indicating your deposit has been approved, shred the check or destroy it by a secure method.


  • Using a flatbed scanner
  • Login in to SummitOnline and click the ezDeposit link.
  • Endorse the back of your check “For deposit only” and sign your name. There is no need to use a deposit slip.
  • Follow the simple prompts to scan the front and back of your check.
  • Review the check image to be sure it is clear and submit your deposit. You will receive an on-screen acknowledgement when your deposit is received by the Bank. You will also receive an email notification.
  • You will receive a second email notification when your deposit has been processed by the Bank.
  • Once you have received the email indicating your deposit has been approved, shred the check or destroy it by a secure method.


  • Do I need to endorse my check?
  • Yes. Endorse all checks you deposit with “For deposit only” and your signature.


  • Will my check be deposited to my account the same day I scan it?
  • For personal accounts, if you deposit your check by 3 PM Pacific Time on a banking day, it will be processed the same day. Otherwise, it will be processed the following banking day.
  • For business accounts, if you deposit your check by 4 PM Pacific Time on a banking day, it will be processed the same day. Otherwise, it will be processed the following banking day.
  • You will receive credit for your deposit based upon our Funds Availability Policy. Generally, this will be on the first business day after the day of your deposit. Please review Summit State Bank’s Deposit Account Agreement and Disclosure for further information.


  • Are there limitations on what/how much I can deposit?
  • Yes. Deposit limits are assigned to each user based upon deposit practices and account history.


  • Is ezDeposit secure?
  • Yes. ezDeposit uses 128-bit SSL encryption to ensure the security of your information.
  • ezDeposit will time-out when your phone is not in use.
  • Your password is not stored on your smart phone.
  • As a best practice to further secure your smart phone, Summit State Bank highly recommends that you password protect your phone.





  • Enroll at your local branch today!
    Find your local branch

    Once enrolled,
    download the free app from
    your app store!

    iPhone


    Android