Checking Accounts

Summit State Bank offers checking accounts that meet almost every need. Whether you write just a few checks a month or you have complex requirements, our services offer you economy, convenience, flexibility and security.

Every checking account comes with a free debit card giving you access to over 32,000 surcharge free ATMs nationwide.

Get free online banking, bill pay, mobile deposit, mobile banking, and unlimited check writing with no per check charge with all of the accounts below. Use SummitOnline Banking for all your daily banking needs including unlimited online bill payments, Positive Pay anti-fraud check validation, account transfers and balance inquiries. The below accounts require a $100 minimum opening balance.

eChecking

  • Interest paid on deposits
  • Maintain $2,500.00 daily balance to earn the highest rate
  • $10.00 minimum balance fee imposed every statement cycle if balance falls below $1,500.00 any day of the cycle
  • Electronic statement required

Summit Way Checking

  • No monthly service charge
  • Account will be converted to No Minimum Checking + Interest if there is no activity for 60 days and account balance is below $100

Direct Deposit Checking + Interest

  • Interest paid on deposits
  • Offered to individuals with any form of direct deposit or direct payment
  • No monthly service charge
  • Account will be converted to No Minimum Checking + Interest if there is no activity for 60 days and account balance is below $100

50+ Checking + Interest

  • Interest paid on deposits
  • Offered to individuals 50 years or older
  • No monthly service charge
  • Account will be converted to No Minimum Checking + Interest if there is no activity for 60 days and account balance is below $100

Main Street Checking

  • Interest paid on deposits
  • Maintain $2,500.00 daily balance to earn the highest rate
  • $8.00 minimum balance fee imposed every statement cycle if balance in account falls below $1,000.00 any day of cycle

No Minimum Checking + Interest

  • Interest paid on deposits
  • No minimum balance required to maintain account
  • $4.00 service charge fee each monthly statement cycle