Checking Accounts

Summit State Bank offers checking accounts that meet almost every need. Whether you write just a few checks a month or you have complex requirements, our services offer you economy, convenience, flexibility and security. Choose from totally free checking to high interest rate Money Market checking. There is a $100 minimum deposit required to open a checking account.

Every checking account comes with a free debit card giving you access to over 32,000 surcharge free ATMs nationwide.

Use SummitOnline Banking for all your daily banking needs including unlimited on-line bill payments, Positive Pay anti-fraud check validation, account transfers and balance inquiries.

eChecking

  • Free remote deposit
  • Interest paid on deposits
  • Maintain $2,500.00 daily balance to earn the highest rate
  • $10.00 monthly service charge if your balance falls below $1,500.00
  • Electronic statement required
  • Unlimited ATM usage
  • Free online banking and bill pay

Totally Free Checking - Want free unlimited checking?

  • Unlimited check writing
  • No per check charge
  • No monthly service charge
  • No minimum balance
  • Unlimited ATM usage
  • Free online banking and bill pay

Auto Pay Free Checking + Interest

  • Offered to individuals with any form of direct deposit or direct payment
  • No per check charge
  • No monthly service charge
  • Unlimited checking writing
  • Unlimited ATM usage
  • Free online banking

$500 Minimum + Interest - Do you keep $500 in your checking account?

  • No per check charge
  • No monthly service charge
  • Unlimited checking writing
  • Interest paid on deposits
  • $6.00 service charge if your balance falls below $500.00
  • Unlimited ATM usage
  • Free online banking

50+ Free Checking + Interest - Are you 50 years or older?

  • No per check charge
  • No monthly service charge
  • Unlimited checking writing
  • Interest paid on deposits
  • No minimum balance
  • Unlimited ATM usage
  • Free online banking

Wall Street Checking + Interest - Want unlimited check writing and a high interest rate?

  • No per check charge
  • Unlimited checking writing
  • Interest paid on deposits
  • Maintain $2,500.00 daily balance to earn the highest rate
  • $8.00 monthly service charge if balance falls below $1000.00
  • Unlimited ATM usage
  • Free online banking

No Minimum Checking + Interest

  • No per check charge
  • No monthly service charge
  • Unlimited checking writing
  • $4.00 service charge each monthly statement cycle
  • Unlimited ATM usage
  • Free online banking