Checking Accounts and Overdraft Protection
Summit State Bank offers checking accounts that meet almost every need. Whether you write just a few checks a month or you have complex requirements, our services offer you economy, convenience, flexibility and security. Chose from totally free checking to high interest rate Money Market checking.
Every checking account comes with a free debit card giving you access to over 32,000 surcharge free ATMs nationwide.
Use SummitOnline Banking for all your daily banking needs including unlimited on-line bill payments, Positive Pay anti-fraud check validation, account transfers and balance inquiries.
Apply for overdraft protection using your Summit MasterCard account.
Totally Free Checking - Want free unlimited checking?
- Unlimited check writing
- Unlimited electronic bill payments using SummitOnline Banking
- No per check charge
- No monthly service charge
- No minimum balance
e-Checking with Interest- Do your banking on-line?
- Unlimited e-checks using SummitOnline Internet Banking
- $0.20 per traditional paper check
- No monthly service charge
- Interest paid on deposits
$500 Minimum + Interest - Do you keep $500 in your checking account?
- No per check charge
- No monthly service charge
- Unlimited checking writing
- Interest paid on deposits
- $6.00 service charge if your balance falls below $500.00
50+ Free Checking + Interest - Are you 50 years or older?
- No per check charge
- No monthly service charge
- Unlimited checking writing
- Interest paid on deposits
- No minimum balance
Wall Street Checking + Interest - Want unlimited check writing and a high interest rate?
- No per check charge
- Unlimited checking writing
- Interest paid on deposits
- Maintain $2500.00 daily balance to earn the highest rate
- $8.00 monthly service charge if balance falls below $1000.00
