Summit State Bank Welcomes John Osborne and Clay Popko

Santa Rosa, CA – (April 1, 2025) – Summit State Bank (NASDAQ: SSBI) is pleased to welcome John Osborne as Senior Vice President and Senior Relationship Manager and Clay Popko as Vice President and Senior Relationship Manager.

"We are excited to welcome John & Clay to our team. Their extensive experience in commercial lending and relationship management will be a tremendous asset to Summit State Bank as we continue to serve businesses and nonprofits throughout Sonoma County. We are confident that their leadership and expertise will further enhance our ability to build strong, lasting relationships with our clients," said Brian Reed, President and CEO of Summit State Bank.

John Osborne brings over 25 years of lending experience to his role. He has served in positions involving credit analysis, underwriting, portfolio and relationship management, and business development. Most recently, he worked at American AgCredit as Vice President and Senior Relationship Manager. John earned his Bachelor of Science in Agricultural Business from California Polytechnic State University with an emphasis in Finance and Appraisal, and later obtained a Master of Science from the University of Nevada. He is an active member of the Alexander Valley Wine Growers and the Geyserville Chamber of Commerce.

Clay Popko joins with over 30 years of commercial lending experience, having spent the majority of his career at American AgCredit. He provided loans across all agricultural segments and built a strong foundation in commercial real estate lending and portfolio management. Clay earned a Bachelor of Science in Finance from San Diego State University and holds a Certificate in Accounting from Golden Gate University.

About Summit State Bank

Founded in 1982 and headquartered in Sonoma County, Summit State Bank is an award-winning community bank serving the North Bay. The Bank serves small businesses, nonprofits, and the broader community, with total assets of $1.1 billion and total equity of $92 million as of December 31, 2024. Over the past 40 years, it has built its reputation by providing exceptional customer service and customized financial solutions to support its customers' success.

Summit State Bank values diversity in backgrounds, cultures, and talents among its team. It has received numerous awards, including Top Performing Community Bank by American Banker, Best Places to Work in the North Bay, Diversity in Business by North Bay Business Journal, the Corporate Philanthropy Award by the San Francisco Business Times, and the Hall of Fame by North Bay Biz Magazine. Summit State Bank's stock is traded on the Nasdaq Global Market under the symbol SSBI. Further information is available at www.summitstatebank.com.