Personal Checking

We offer checking solutions to meet your specific banking needs. Contact us to explore the many products and services that are available.

Personal Checking

Minimum Opening Deposit $100
Mobile & Online banking*
Mobile Deposit
Bill Pay
Email & text alerts**
ATM access***
$5 maintenance fee if monthly average balance falls below $500.

eChecking

Minimum Opening Deposit $100
Mobile & Online banking*
Mobile Deposit
Bill Pay
Email & text alerts**
ATM access***
No monthly maintenance fee with Online Banking and eStatements.
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We live in a fast-paced world and making payments and purchases should not get in the way. At Summit State Bank we offer electronic banking services that allow you to check your balance and account activity, pay your bills and buy products and services whenever and wherever you choose.

 

Mobile Banking

Manage your accounts and deposit checks from anywhere, anytime with Mobile Banking!

Mobile Deposit

Deposit checks from anywhere, anytime with Mobile Deposit!

Personal eBanking

Enjoy the convenience of online eBanking Services that save you time and trips to your branch.

Apple, Samsung & Android Pay

Conduct business using our mobile app. Pay with your phone with your Summit State Bank Debit MasterCard®.

Link to Apple Store download »
Link to Google Play download »

 

We offer the convenience and flexibility to access your funds all while earning interest.

Features

Checking with Interest

Minimum Opening Deposit $1,000
Mobile & Online banking* ✔️
Mobile Deposit ✔️
Bill Pay ✔️
Email & text alerts** ✔️
ATM access*** ✔️
Earn interest See personal checking rates »

Features

Money Market

Minimum Opening Deposit $2,500
Mobile & Online banking* ✔️
Mobile Deposit ✔️
Bill Pay ✔️
Email & text alerts** ✔️
ATM access*** ✔️
Earn interest See personal checking rates »

Contact us if you have any questions about our product line.

Account Type Interest Features Fees
Personal Checking Non-interest bearing
  • - $100.00 minimum balance to open
  • - Unlimited check writing
  • - Unlimited ATM/POS transactions
  • - Online Banking and Bill Pay
$5.00 maintenance fee if monthly average balance falls below $500.00
eChecking Non-interest bearing - $100.00 minimum balance to open
- Unlimited check writing
- Unlimited ATM/POS transactions
- Online Banking and Bill Pay
No monthly maintenance fee with Online Banking and eStatements
Checking with Interest Interest-bearing with a tiered interest rate - $1000.00 minimum balance to open
- Unlimited check writing
- Unlimited ATM/POS transactions
- Tiered interest rate paid monthly on balances above $2500.00
- Online Banking and Bill Pay
$15.00 maintenance fee if monthly average balance falls below $1000.00
Money Market Checking Interest-bearing on balances above $2500.00 - $2500.00 minimum to open account
- Interest-bearing paid monthly on balances above $2500.00
- Link as overdraft protection
- Unlimited credit transactions
- Online Banking
$20.00 maintenance fee if monthly average balance falls below $2500.00