Leadership Team

Brian J. Reed serves as the Bank President and Chief Executive Officer as well as a member of the Board of Directors. Brian joined the Bank in 2016 as the Chief Credit Officer. With over 40 years of community banking experience including 30 years in Sonoma County, he is highly qualified and was selected as President and CEO in 2020.

He earned his Master's degree from the American Graduate School of International Management in Arizona, and graduated with a Bachelor's degree in Business Economics from the University of California at Santa Barbara, with an emphasis in Accounting and Corporate Finance. Brian is a Past President of the Santa Rosa East Rotary, President of Children & Family Circle and Treasurer of Free to Be.

Genie Del Secco brings over 35 years of community banking experience to her executive leadership role at Summit State Bank. She has served in her role as Chief Operating Officer since January 2018 and is responsible for branch administration, central operations, information technology, and compliance. After joining Summit State Bank in 2015 as Vice President and Director of Branch and Deposit Operations, she was promoted to Senior Vice President in 2016. Prior to joining Summit, she held the position of Senior Vice President of Compliance and Branch Operations at First Community Bank, renamed Poppy Bank. Genie also held management positions at National Bank of the Redwoods, which was acquired in 2005 by Westamerica Bancorp.

Genie graduated from Pacific Coast Banking School at the University of Washington in Seattle in 2018. She currently serves on the Board of Directors for Our Village Closet (OVC), is a former Board Director for Sonoma County Children's Village and is active throughout Sonoma County supporting various nonprofits.

Michael J. Floyd brings over 40 years of lending and banking experience to his role as Chief Credit Officer. Prior to joining Summit State Bank, he was Senior Vice President and Senior Credit Administrator for Bank of the Sierra, Executive Vice President and Chief Credit Officer of Technology Credit Union and Senior Vice President and Chief Credit Officer of Montecito Bank and Trust. He earned his Bachelor of Arts (BA) degree in Economics from Revelle College at the University of California at San Diego. Mike is also a graduate of Pacific Coast Banking School (PCBS) and served as faculty for the past seven years. PCBS is a three-year Graduate School of Banking with over 12,000 alumni for bank leaders and held on the campus of the University of Washington.

Before moving to Santa Rosa, Michael and his wife, lived in Solvang. He has a long history of volunteering and serving on boards of community nonprofits. In addition, he served on the Loan Committee of California Community Reinvestment Corporation and the Housing Trust for Santa Barbara County.

Camille Kazarian joined the Bank as Executive Vice President and Chief Financial Officer in December of 2018. Prior to working at Summit, Camille was the CFO and Assistant Town Manager for the Town of Windsor. She has also held financial management positions at several prominent organizations in Sonoma and Marin Counties including Redwood Credit Union, Autodesk, and Fireman's Fund Insurance Company. Camille holds a Bachelor of Science degree in Business Administration and Finance from Sonoma State University and an MBA from the University of Phoenix.

Ms. Kazarian currently serves on the Board of Directors for COTS and is the Audit Committee Chair.

Brandy Lee Seppi brings over 30 years of banking experience to her leadership role at Summit State Bank. Since joining the Bank in 2015, she has advanced from Chief Lending Officer to Chief Banking Officer, where she leads commercial banking, small business lending, deposits, and marketing. In this role, she oversees the Bank's loan portfolio, drives growth in loan and deposit market share, and fosters strong client and community relationships. Her career spans branch banking, underwriting, portfolio and relationship management, credit management, and business development. Prior to joining Summit, she served as SVP/Senior Relationship Manager in Umpqua Bank's Commercial Banking Division.

Brandy holds a Bachelor of Arts in Economics from the University of California, San Diego, and is a graduate of the ABA Stonier Graduate School of Banking and the Wharton Leadership Program. A Sonoma County native, she serves on the Finance Committee for St. John the Baptist Catholic School and is an active member of St. John the Baptist Catholic Church and the Italian Catholic Federation in Healdsburg.